How to Calculate Property Tax in Mexico for 2025?

The property tax is a mandatory annual payment for all property owners in Mexico. This tax is essential for funding essential public services such as street maintenance, garbage collection, street lighting, and security, contributing to the development and well-being of communities.

 

In 2025, several municipalities in Mexico are implementing discounts and special programs to encourage early payment, benefiting responsible taxpayers and offering support to people in vulnerable situations.

 

In this article, we’ll explain in a clear and simple way how to calculate your property tax in Mexico, what discounts you can take advantage of in different municipalities, and how to make your payment online quickly and securely. Comply with this tax obligation easily while taking advantage of the available benefits and contributing to the development of your community.

How to calculate the property tax in Mexico for 2025?

 

Paying property tax may seem complicated, but it’s actually a simple process if you know the basic steps. In Mexico, the formula for calculating property tax is fairly uniform and easy to understand, applying similar principles in most municipalities. Here, we explain how to calculate it in a simple and practical way, no matter what state or city you’re in.

 

Basic formula explained

 

The property tax is calculated using this formula:

 

Cadastral Value × 0.0019 = Property Tax

 

• Cadastral value: This is the value the municipality assigns to your property, based on factors such as location, size, construction type, and general characteristics. It is different from the commercial value and is usually lower.

 

• 0.0019: This is the property tax rate.

 

This formula allows you to determine the amount you must pay before applying discounts, if you are paying in advance.

 

Detailed practical example

 

Imagine your property’s assessed value is $2,000,000 MXN. Following the formula, this is how your property tax is calculated:

 

1. Multiply the cadastral value by the tax rate:

 

2,000,000 × 0.0019 = 3,800 MXN

 

2. This would be the total amount of your property tax without applying discounts.

 

Now, if you decide to pay within the dates with available discounts, for example in Playa del Carmen, your amount would be reduced by the discount percentage:

 

• 25% discount (January 1-15):

3,800 MXN − (3,800 × 0.25) = 2,850 MXN

• 20% discount (January 16-31):

3,800 MXN − (3,800 × 0.20) = 3,040 MXN

• 15% discount (February 1-28):

3,800 MXN − (3,800 × 0.15) = 3,230 MXN

• 50% discount (vulnerable groups):

3,800MXN−(3,800×0.50)=1,900MXN

 

With these calculations, it’s easy to identify how much you can save depending on when and how you make your payment.

 

Importance of the cadastral value in the calculation

 

The cadastral value is a key piece of information because it is the basis for calculating your property tax. This value is not chosen at random; it is determined by the municipality based on factors such as:

 

• Location: Properties in central or commercial areas tend to have a higher cadastral value.

 

• Land characteristics: The size and characteristics of the land directly influence its value.

 

• Construction: If the property has modern or spacious buildings, this increases the value.

 

It’s important to verify your property’s assessed value with the municipality to ensure it’s correct and up-to-date. If you have any questions, you can request this information directly from the municipal land registry offices or consult it online.

Property Tax Calculator

 

Paying your property tax doesn’t have to be complicated. With a basic calculator, you can easily find out how much you need to pay based on your property’s assessed value and available discounts. Below, we’ll show you how to use this calculator and how to interpret the results.

 

Interactive tool to calculate property tax

 

Enter your property’s assessed value to automatically calculate your property tax amount.

 

 

Instructions for using the calculator

1. Obtain your cadastral value: You can find this information on your previous property tax receipt or directly at the municipal land registry offices.

2. Enter the cadastral value: Enter the amount in the designated field.

3. Select the applicable discount: Based on payment dates and your personal situation (if you belong to a vulnerable group, apply 50%).

4. Click “Calculate”: The results will automatically be displayed, including the total amount due with and without a discount.

 

Advantages of using the calculator

 

• Accuracy: You’ll get an accurate estimate of what you owe, without any confusion.

 

• Time saving: Avoid manual calculations and errors.

 

• Planning: You can know the amount in advance and organize your finances to take advantage of discounts.

 

With this interactive tool, paying your property tax will be easier than ever. Try the calculator and take advantage of the available discounts!

Discounts on Property Tax Payments in Playa del Carmen 2025

 

The municipality of Solidaridad (Playa del Carmen) is offering attractive discounts for early property tax payments in 2025, encouraging taxpayers to comply with this tax obligation in a timely manner. These discounts represent an excellent opportunity to save and contribute to community development. Below are the details:

 

General discounts

 

General discounts are available to all taxpayers who make their payment within the following dates:

 

25% discount:

• Available from January 1 to 15, 2025 .
• This is the largest overall discount offered, ideal for those looking to maximize their savings by paying early.

 

20% discount:

• Available from January 16 to 31, 2025 .
• A great option if you missed the first deadline.

 

15% discount:

• Available from February 1 to 28, 2025 .
• Although smaller, it’s still a good incentive for those who need more time to get organized.

 

Special 50% discount for vulnerable groups

 

This discount is a social measure designed to benefit the most vulnerable sectors of the population, helping them meet their tax obligations without significantly impacting their economy.

 

Who is eligible?

 

• People with disabilities.
• Pensioners and retirees.
• Senior citizens with INAPAM (National Institute for Older Adults) or INE credentials.

 

Requirements and conditions:

 

Necessary documentation:

• Present a valid INAPAM or INE credential or proof of retirement/pension.
• Document proving ownership of the property.

 

Benefit limit:

• This discount applies only to one property per taxpayer .
• The property must be a residential home and registered as a physical building, not vacant land.

 

Application dates:

• Available from January 1 to June 31, 2025 .

Comparison of Property Taxes between Mexico, the United States, and Canada

 

Property tax is a fiscal obligation that varies significantly in structure and costs across countries. Mexico, the United States, and Canada have distinct approaches, reflecting each country’s fiscal and social priorities. Below, we explore the differences in rates, practical examples, and the competitive benefits Mexico offers.

 

Differences in rates and average costs

 

Mexico:

• The average property tax rate in Mexico ranges from 0.4% to 0.19% of the property’s assessed value.

 

USA:

• The national average property tax rate is 0.83% , but there are large differences between states:
  • • Low rates: Hawaii ( 0.30% ), Alabama ( 0.37% ), Colorado ( 0.40% ).
    • High rates: Illinois ( 1.78% ), Connecticut ( 1.57% ), New Jersey ( 1.53% ).

 

Canada:

• Rates in Canada range from 0.5% to 2.5% of a home’s appraised value, depending on the province or city.
• Large cities like Toronto and Vancouver tend to have higher rates, while less urbanized regions have rates closer to 0.5%.

 

Practical examples of comparison with similar properties

 

Let’s assume a property worth $2,000,000 MXN (approximately $100,000 USD or CAD). The annual costs would be as follows:

 

 

Observations:

 

• In Mexico, property taxes are significantly lower due to low rates and a cadastral base (which is typically lower than market value).

 

• In the United States, the cost varies widely depending on the state, but is generally higher.

 

• In Canada, rates start at 0.5% , with an upward trend in large cities and high-value properties.

 

Mexico’s Competitive Benefits

 

• Lowest property taxes: Mexico leads the way as one of the countries with the most affordable property taxes, especially compared to its northern neighbors.

 

• Early Payment Discounts: Municipal programs, such as Solidaridad, offer tiered discounts of up to 50% , a benefit not available in the United States or Canada.

 

• Cadastral value-based system: The calculation of property taxes in Mexico is based on the cadastral value (often lower than the market value), reducing the economic impact of the tax.

 

• Social Focus: Special discount programs for seniors, retirees, and other vulnerable groups reflect the social commitment of the Mexican tax system.

 

• Affordability: Property taxes in Mexico represent a much smaller portion of taxpayer income compared to the United States or Canada, allowing property owners to allocate more resources to other expenses.

 

 

Options for paying Property Tax online

 

Property tax payments have been modernized in many municipalities across Mexico, and can now be done quickly and securely from the comfort of your home. Below, we explain how you can access online payment options, official municipal portals, and the steps required to register and make your payment.

 

Interactive Property Tax Calculator

 

Before making your payment, we recommend using our interactive calculator to determine the exact amount you owe based on your property’s assessed value and available discounts. Go to the calculator

 

Official portals for online payment

 

The main municipalities of Quintana Roo and Yucatán have digital platforms that facilitate property tax payments. Here are the direct links to each portal:

 

• Playa del Carmen (Solidarity):
  Online property tax payment

 

• Tulum:
  Property tax payment portal

 

• Cancun (Benito Juarez):
  Online payment platform

 

• Merida:
  Property tax payment system

 

Steps to register and make payment

 

In some cases, you may need to create an account on the corresponding municipal portal to complete your online payment. Here’s how to do it:

 

1. Access the official portal:

Click on the link to your municipality’s portal (above).

 

2. Create an account (if necessary):

• Look for the “Register” or “Create an account” option.
• Enter the requested information, which generally includes:
  • • Full name.
    • Email.
    • Password.
    • Cadastral account number (you can find it on previous property tax receipts).

3. Confirm your account:

You’ll receive a verification email. Follow the instructions to activate your account.

 

4. Log in:

• Sign in with your email and password.
• Go to the “Property Tax” or “Online Payments” section.

 

5. Make the payment:

• Enter the cadastral account number or select the property you wish to pay.
• Check the calculated amount (make sure discounts are applied, if applicable).
• Select your payment method: debit/credit card, transfer, or deposit.

 

6. Keep your receipt:

Once you’ve made your payment, save the digital receipt as proof.

 

Advantages of online payment

 

• Convenience: Complete the process without lines or waiting time.

 

• Security: The platforms are designed to protect your personal and banking data.

 

• Immediate access: You can download your receipt instantly.

 

• Discounts applied automatically: If you make your payment within the discount dates, the system calculates them automatically.

 

 

Conclusion

 

Property tax is more than just a fiscal obligation: it’s an opportunity to contribute to the development of public services and, at the same time, save money through advance discounts. Calculating and paying your property tax on time not only allows you to organize your finances but also to take advantage of the incentives offered by municipalities, such as tiered discounts of up to 50% in some cases.

 

 

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